Bundled Payment Processing

Process all payment files — quickly and easily.


Bundled Payment Processing is a processing solution for companies that receive electronic return files via a gateway, secondary provider or financial institution. Bundle Payment Processing processes all payments initially presented under a NACHA SEC code: ARC, BOC, POP, PPD, RCK, TEL or WEB.

To get started bundling your payments, you simply provide a file for IT certification and validation, which ensures that payment processing at the debtor’s financial institution runs smoothly. Once the file is validated, you send a batch file and all transactions are processed. Unrecovered items flow seamlessly into our free recovery solution or are returned to you.

How does bundles payment processing work?

  • First, a sample payment file is sent to Payliance for certification
  • Once the file is certified, a live payment file can be submitted via Web, SFTP or gateway — and is processed during one of three daily processing windows
  • The file is processed and funds settle according to financials and SEC codes
  • Reports can be accessed either via Web or SFTP
  • Free recovery on all returned items

Benefits of payment processing through Payliance:

  • Reduce bank fees
  • Eliminate dependence on paper checks
  • Gain control over presentments
  • Simple, straightforward pricing
    • High-volume pricing available
    • Transaction cost to present, transaction cost to return
  • Ongoing recovery option available

 Contact Payliance today

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