Check 21 Conversion

Check 21 Conversion converts any type of paper check (personal, business, payroll, money orders, etc.) into an image file and presents an image of the front and back of the check to the depository bank for deposit.

How does it work?

• A password and user ID are issued to log into the Web site to scan the front and back of the check
• Once scanned, file and check images are transmitted to Payliance
• Checks are processed through the Federal Reserve
• Money settles into the assigned account(s)
• Returned checks are sent to Payliance for recovery

Benefits:

• Accept checks as usual
• No consumer authorization is needed
• No NACHA restrictions on returns or unauthorized returns
• All checks, money orders and governments checks are eligible
• Reduces repeat offenders
• Retain your deposit account at a financial institution of your choice